Assistance for Life/ Health Policy

Overview

Healthcare is the most important thing in the going life so by getting the health and life policy one can get all the medical facilities like doctor consultant, medicines and hospital facilities which covers all the medical expenses that could occurs due to any illness or any health issues.

Benefits

• By getting the health policy your bill can directly be settled when you visit to the desired network hospital but when you are going to a non network hospital then you need to file a repayment.
• It also covers ambulance charges along with the hospital charges but there is some limit for ambulance charges.
• Daycare expenses are also covered in this like not the hospital charges but the other charges like chemotherapy, dialysis, etc.
• The most important benefit is that it saves our savings.

How to claim health policy

• Firstly we need to get in contact with the insurance help desk at hospital.
• Then we need to show them the insurance proof given by the insurance company.
• The hospital will verify the proof and will share this form to the insurance company.
• Then the insurance company will verify all the documents and start the claim according to terms and conditions of health policy.
• And if the claim is from the non registered hospital then they need to submit all the bills to the insurance provider after that the insurer will evaluate and make payment to the insured.

Documents Required

• Original investigation reports.
• Valid id proof like Aadhaar, Driving license or PAN.
• Original hospital bill.
• Original discharge card.
• Original pharmacy bill.
• Doctor prescription.
• Ambulance receipt.